Ask yourself these questions:

  • Who would be impacted financially by your death, illness or disability?
  • How are you going to pay your mortgage if you can't work?
  • What if you get made redundant? Are you going to lose the house?
  • Can you afford 6 months off work to recover from a sickness?
  • What happens if you are permanently disabled, and never return to work?
  • If you are seriously ill and need an operation, how long will you have to wait? Or how much will it cost? 

Did you know...

  • New Zealanders’ claimed more than 500 million dollars in life insurance between January 2011 and December 2011
  • In New Zealand, approximately a quarter of all deaths are caused by cancer.
  • One person dies every 90 minutes in New Zealand from coronary heart disease.
  • 1 in 9 women will get breast cancer in their lifetime and a quarter will die from the disease.
  • Cardiovascular disease (heart, stroke and blood vessel disease) is the leading cause of death in New Zealand, accounting for 40% of deaths annually.

New Zealanders claimed more than 101 million dollars in income protection between January 2011 and December 2011

  • 1 in 9 men and 1 in 5 women are likely to be disabled and off work for more than 12 months before the age of 65.
  • 5 in 10 men and 7 in 10 women are likely to become disabled due to an illness or accident before they turn 65, preventing them from working for at least 1 month. Of these, nearly a third will still be on claim 12 months after.
  • Diseases or illnesses are the most common reasons for disability among adults.
  • Accidents or injuries are the cause of disability for an estimated 166,300 adults in New Zealand, and the most common type of accident or injury causing disability is one that occurs at work.

New Zealanders claimed more than 117 million dollars in trauma and Total and Permanent Disablement (TPD) payments between January 2011 and December 2011

  • 50% or more of people with cancer will be long term survivors.
  • On average, 20 New Zealanders have a stroke every day, 25% of whom are under 65.
  • Stroke is the major cause of adult disability in New Zealand.
  • 1 in 9 women in New Zealand will be diagnosed with breast cancer in their lifetime.

Come and discuss your  Life, Trauma, Income Protection, Medical, Permanent disability needs with our friendly team.

Let's nsure you are prepared for life's more challenging circumstances.


  1. ISI Annual Review 2000
  2. Insurance Alert, Winter 2000
  3. Davies Financial and Actuarial Limited
  4. Hot off the Press – 2006 Disability Survey from Statistics New Zealand
  5. Hot off the Press – 2006 Disability Survey from Statistics New Zealand