Never underestimate the importance of PERSONAL INSURANCE

Personal Insurance
To know if you are adequately covered by your existing insurance provisions, take this short quiz:
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If you died today, would your family be able to keep the family home now they have lost you & your income? 
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If you are the main income earner, and you get sick (No ACC) can you still afford the mortgage without help? 
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If you are never able to return to work, can you still fund your “Retirement Plan”? 
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If you were put on a waiting list for an operation, could your family support you while you wait? 
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If you needed a major operation not available from the Public Health system, could you afford to pay for it yourself? 
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Would you want to? 
If the answer to any of these questions is “NO” then CONTACT US today
 
Did you know...
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In New Zealand, approximately a quarter of all deaths are caused by cancer. 
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One person dies every 90 minutes in New Zealand from coronary heart disease. 
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Cardiovascular disease (heart, stroke and blood vessel disease) is the leading cause of death in New Zealand, accounting for 40% of deaths annually. 
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5 in 10 men and 7 in 10 women are likely to become disabled due to an illness or accident before they turn 65, preventing them from working for at least 1 month. Of these, nearly a third will still be on claim 12 months after. 
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Diseases or illnesses are the most common reasons for disability among adults. 
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50% or more of people with cancer will be long term survivors. 
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On average, 20 New Zealanders have a stroke every day, 25% of whom are under 65. 
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Stroke is the major cause of adult disability in New Zealand. 
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Let's nsure you are prepared for life's more challenging circumstances.
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Sources:
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ISI Annual Review 2000 
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Insurance Alert, Winter 2000 
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Davies Financial and Actuarial Limited 
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Hot off the Press – 2006 Disability Survey from Statistics New Zealand 
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Hot off the Press – 2006 Disability Survey from Statistics New Zealand 

